here is Craig Morton's lawyer, Jon King, explaining to me why they did not want to wait to opt out of the pending NFL concussion case settlement, which more than three months after being announced has not been filed by the court
"If and when the NFL ever formally announces the terms of a class action settlement, everyone potentially covered by it would still have the chance to decide whether to opt-out. But to us, it’s still a mystery as to who will be covered, and what they will be offered. Meanwhile, no evidence is being gathered and things are stagnating. So we feel obligated to get moving."